Established the standing of a mortgage servicer to proceed as the real party in interest in a foreclosure.

Established that purported breach of contract by a mortgage servicer did not excuse the borrowers’ failure to make payments.

Successfully defended a mortgage servicer who failed to redact a proof of claim from contentions of intentional infliction of emotional distress, negligence, and statutory violations.

Established that KRS Sec. 382.520 entitles a mortgage creditor to interest, fees, costs and other amounts that exceeded the original loan balance despite the “additional indebtedness” provision in the mortgage.

Established that a deed in lieu does not deprive a bank of its lien priority status.

Established the enforceability of arbitration clauses in Kentucky consumer finance contracts.

Established the priority of a mortgage lien over the attorney fees incurred in representing an estate other than those directly related to sale of the mortgaged property

Established the right of a credit union to deny electronic services to a Member who has filed bankruptcy.

Successfully defended a Credit Union’s rights to its collateral against towing and storage lots and mechanic’s lienholders.

Established that under UCC Article 2A a purchaser in possession of a leased storage shed takes subject to the lease and that such a purchaser is not bona fide purchaser for value without notice.

Established that a Credit Union’s rights as a lienholder under KRS 286.6-395 permitted its entitlement to immediate setoff against a decedent’s accounts.